Your Essential Guide to Budgeting for Home Ownership

Budgeting is a crucial first step when considering purchasing a home, as it lays the foundation for financial stability throughout the buying process and beyond. To determine how much you can afford, it’s essential to carefully assess your income, expenses, and savings, especially focusing on the down payment. Your income serves as the primary source…

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Essential Tips for Selling Your House Successfully

Selling a house involves several key steps and considerations. Here are some important things to know: Pricing: Set the right price for your home by researching comparable properties in your area and considering market conditions. Preparing the Property: Make necessary repairs, declutter, and stage your home to showcase its best features and attract potential buyers.…

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Things You Need to Know About Buying a Home

Buying a home can be a big decision, so here are some key things to keep in mind: 1. Budgeting: Determine how much you can afford by considering your income, expenses, and savings for a down payment. 2. Mortgage Options: Explore different types of mortgages (fixed-rate, adjustable-rate, etc.) and get pre-approved to know your borrowing…

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Buying for Retirement? Consider this…

Think about your goals for real estate when you were first working or first entering the workplace. The decision to have a long-term relationship or to have children helped you move along a path in real estate. Fast forward 40- 50 years and your needs, expectations, and desires change. And let’s hear it for the…

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Are Awesome Designed and Unique ADUs in Your Future?

Let’s talk about older clients and ADUs (Accessory Dwelling Units) this month, or as I like to call them, “AWESOME, DESIGNED and UNIQUE!” ADUs are an add-on home to your existing structure. A few examples that are attached to your home include: built over a garage, added in an upper story, and finished in the…

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First-Time Home Buyers Pain—Be “Savvy”

As we begin the new year, I am thinking about our first-time home buyers and their potential “pain” in the real estate marketplace. The American dream has been—since the 1950s—to own a home. This dream is still strong in 2024, but we need to be financially “savvy.” Home prices are much higher, mortgage rates are…

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