Posts Tagged ‘budgeting’
Accepting an Offer: When Selling, the Best Offers Have These Things
When you’re selling a product, service, or even a piece of property, accepting the right offer is crucial to ensuring you get the most value. While it’s tempting to go for the highest bid, the best offers often include a few key elements that go beyond just the price. Here are some crucial factors to…
Read MoreYour Essential Guide to Budgeting for Home Ownership
Budgeting is a crucial first step when considering purchasing a home, as it lays the foundation for financial stability throughout the buying process and beyond. To determine how much you can afford, it’s essential to carefully assess your income, expenses, and savings, especially focusing on the down payment. Your income serves as the primary source…
Read MoreCreative Ideas for First-Time Homebuyers Down Payment Assistance
I purchased my first home in the late 1970s. It took me several years while working two jobs to save $2,000 for the down payment. I proudly bought my 900 square feet home for $22,000 with an 18% mortgage interest rate. Yes, that’s correct, an 18% interest rate. And I almost didn’t qualify because I…
Read MoreThings You Need to Know About Buying a Home
Buying a home can be a big decision, so here are some key things to keep in mind: 1. Budgeting: Determine how much you can afford by considering your income, expenses, and savings for a down payment. 2. Mortgage Options: Explore different types of mortgages (fixed-rate, adjustable-rate, etc.) and get pre-approved to know your borrowing…
Read MoreBuying for Retirement? Consider this…
Think about your goals for real estate when you were first working or first entering the workplace. The decision to have a long-term relationship or to have children helped you move along a path in real estate. Fast forward 40- 50 years and your needs, expectations, and desires change. And let’s hear it for the…
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